American Portfolios Financial Services, Inc.

Welcome to our website

 

Family Capital Management (FCM) is a local firm specializing in providing comprehensive, high quality, professional advice and service to clients who seek professional advice and asset management services.

FCM began by focusing on comprehensive financial planning for individuals and small business owners. While many individuals and organizations claim to do financial planning, Family Capital Management has dedicated their efforts to providing comprehensive, integrated financial advice. With their education, advanced degrees and many years of combined experience; they provide a uniquely exceptional value to their clients.

Today, FCM serves 250 fee-based clients totalling approximately $60,000,000.00.  In addition, FCM provides investment management services for clients with assets totalling approximately $30,000,000.00.  FCM is one of the largest independent financial advisory firms in the west Michigan area.

 

 

NOTE: Before proceeding further, please be advised that this web site is operated by a registered representative associated with American Portfolios Financial Services, Inc., a registered Broker/Dealer, Member FINRA/SIPC. The web site owner(s)is licensed to discuss with or offer investment & financial services & products only to residents of the states within which the owner(s) is licensed. Securities related services may not be provided to individuals residing in any other state. The information offered is for informative purposes only. None of this information is to be construed as an offer to buy or sell securities referred to within or otherwise. Neither the owner(s) of this web site nor American Portfolios Financial Services, Inc. makes any guarantee as to the accuracy or completeness of this information

 

 

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

More Calculators →

Beware the Better-Than-Average Effect

Economists have found that, on average, people tend to believe that their own lives are improving at a faster rate than most everyone else's.

HOT TOPIC: Investors Flock to Bond Funds, But What Happens When Rates Rise?

Investors are on track to invest 11 times more money in bond funds in 2009 than they will invest in stock funds. This is not surprising, considering the market volatility in 2008, but are these investors operating on false assumptions about the capabilities of bond funds?

Working for Social Security

There's nothing wrong with wanting to work in retirement, but if you decide to earn some extra income, make sure you understand how it will affect your Social Security benefits.

Patching the Alternative Minimum Tax

The future of the AMT is uncertain, yet it is important to consider the possible effects of the AMT on your tax situation.

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